Fear and negative paradigms can be most difficult to overcome for most of us.  However, there is a variation of blocks in health, wealth abundance, relationships or vocation depending on generational experiences, culture, your belief system, the conscious, subconscious mind and karma. Karma is your creation of life experiences good and bad; it can include ancestral patterns. It can also be your chosen path, your choices due to free will, a gift that God/the Universe has given you out of love.  The Universe only desires your greatest good.